Nafath KYC Integration for Crowdfunding Platforms: Saudi Investor Verification Process

Introduction

Saudi Arabia’s fintech and crowdfunding ecosystem is growing quickly under Vision 2030. Along with this growth, strict compliance rules protect investors and reduce fraud. One major improvement in secure verification is the Nafath KYC (Know Your Customer) integration. It helps verify Saudi nationals and residents using their National ID or Iqama with biometric checks.

Today, Fundraisingscript white-label crowdfunding software supports Nafath-based verification on both web and mobile platforms. As a result, Saudi investors enjoy faster onboarding with strong security and full compliance.

What is Nafath KYC?

Nafath is a national digital identity gateway by the Saudi Digital Government Authority (DGA). It allows users to:

• Authenticate instantly through fingerprint or facial recognition
• Auto-fill official data into their profiles
• Verify identity without uploading documents

Therefore, it removes friction and stops identity fraud, making onboarding quick, verified, and compliant.

Why Nafath Matters for Crowdfunding Platforms

Nafath plays a key role in making platforms safe and compliant:

• Meets KYC and Anti-Money Laundering (AML) requirements
• Blocks fake accounts and suspicious activity
• Speeds up identity validation
• Reduces onboarding drop-offs → higher conversions
• Helps admins review and approve profiles easily

Meanwhile, non-Saudi users still complete KYC through ShuftiPro, so the system works smoothly for everyone.

Full Nafath Registration Flow (New Users)

Here’s how the process works:

1. User selects Register via Nafath

Registration Flow (Sign Up process) > New Users

1. Redirect to Nafath app → code match
2. Biometric verification
3. Auto-login back to the platform
4. KYC form opens with pre-filled information
5. Final OTP → submit form
6. Admin approval if no risk found

Until completion, the user cannot browse or invest. This keeps the platform fully secure.

Smart Login Flow for Saudi Users

To help users log in faster:

• No email/password required for Saudi users
• Log in using National ID / Iqama

Log in using National ID / Iqama

• OTP verification every time
• On mobile apps → Login via Nafath option
• Foreign users continue using email + password

This process improves both convenience and security.

KYC Questionnaire & Verification Review

All users must complete a short questionnaire with:

• Auto-saved answers
• Mandatory phone and email fields
• Declarations set to No by default

If a user chooses “Yes” on any declaration:

• Admin reviews the case
• Investments stay locked until approval
• The user receives clear feedback

Annual KYC renewals keep records accurate for compliance and audits.

Admin Panel Configuration

Admins get complete control:

• New Nafath KYC Form tab for each user
• Approve or reject applications

Approve or reject applications

• Store and display rejection reasons
• Track yearly updates
• Lock National ID/Iqama after verification

This ensures transparent and safe onboarding.

Mobile App KYC Workflow

The mobile journey is the same as the web:

• Register via Nafath → ID → biometric → auto-login

Register via Nafath Through the Mobile App

• Gets a pop-up to enter National ID: Iqama Number in App

Gets a pop-up to enter National ID: Iqama Number in App

• After accepting the request, prompted with a number on the platform to match on the Nafath app

After accepting the request, prompted with a number on the platform to match on the Nafath app

• Complete the biometric process in the Nafath app itself
• Directly logged in & redirected to the questionnaire.

Directly logged in & redirected to the questionnaire

• OTP before final submission

OTP before final submission

• Enter the National ID /Iqama Number for Login

Enter National ID: Iqama Number for Login

• Been asked to enter the OTP to verify the user

Been asked to enter the OTP to verify the user

• Existing users must complete Nafath KYC when they log in again

This provides a consistent experience across devices.

Key Benefits of Nafath KYC

Transforming Investor Onboarding in Saudi Arabia

By integrating Nafath KYC with FundraisingScript, platforms gain:

• A secure and trusted marketplace
• Fast onboarding → more active investors
• Full alignment with Saudi fintech regulations

Want to enable Nafath KYC in your crowdfunding platform?
Contact FundraisingScript for deployment, API setup, and admin configuration.

Conclusion

Nafath KYC is a powerful upgrade for Saudi crowdfunding platforms. It combines biometric identity checks, automatic data filling, and strong admin control. Therefore, platforms can reduce fraud, improve trust, and increase investor onboarding. As Saudi Arabia continues its digital transformation, systems that adopt Nafath will stay ahead in security, innovation, and long-term growth.